THE PERFORMANCE OF ETHIOPIAN MICROFINANCE INSTITUTIONS, CHALLENGES AND PROSPECTS
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Tarih
2018
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Dergi Başlığı
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Erişim Hakkı
info:eu-repo/semantics/openAccess
Özet
The objective of this study is measuring the performance of Ethiopian microfinance institutions (MFIs) andassessing challenges and prospects of the sector by using 15 sample MFIs over the period between 2003-2009.The performances of the institutions was measured by the most widely applied performance indicatorsthat is developed by the Small Enterprise Education and Promotion Network (the SEEP Network) andConsultative Group to Assist the Poor (CGAP). The finding of the study revealed that the sector outreachin terms of number of active client and gross loan portfolio increase at decreasing rate and the percent ofwomen participation is limited. In addition, it is proofed that most of the Ethiopian MFIs are operationallyself-sufficient but not financially sustainable and profitable. Based on the Pearson correlation the studydiscovered that there is a strong positive association between number of active clients and operationallyself-sufficient. Since most of Ethiopian MFIs give group based loan it will be good for them to continue thistradition so as to decrease operational cost per borrower and to increase the number of clients.
Açıklama
Anahtar Kelimeler
Kaynak
Karadeniz Teknik Üniversitesi Sosyal Bilimler Enstitüsü Sosyal Bilimler Dergisi
WoS Q Değeri
Scopus Q Değeri
Cilt
8
Sayı
16
